Fast checkout
Reduce friction with a focused payment flow that adapts beautifully to mobile, tablet and desktop.
Optimized for conversion Payments built for modern business
Move money with confidence.
A premium payment experience for collecting cards, bank transfers and digital payments — designed to feel effortless on every screen.
99.99%target availability
24/7transaction monitoring
PCI-readysecurity architecture
Secure
Available to collect
₦2,480,000.00
ODERA PAY
•••• 4821
Payment received₦185,000
Just now
Transaction volume+18.4%
Last 30 days
Cards✦Bank Transfer✦USSD✦
Payment Links✦Invoices✦Webhooks✦
Cards✦Bank Transfer✦USSD✦
Payment Links✦Invoices✦Webhooks✦
One platform. Every payment moment.
Everything your checkout needs.
Give customers a familiar, fast and reassuring way to pay while keeping your operations in control.
Local-first payments
Build for Nigerian customers with support-ready flows for cards, transfers and USSD-style payments.
Built for African commerceSmart reconciliation
Design every transaction around clear references, statuses, timestamps and webhook events.
Operations stay organizedDeveloper-ready
Use clean APIs, hosted checkout, payment links and webhook patterns to connect your own application.
Simple integration model
ODERA PAY▣ Card ✓
⇄ Bank transfer
⌁ USSD
⌁ Secured payment session
A checkout your customers understand
From intent to confirmation in a few clean steps.
01
Create a payment
Generate a transaction with amount, customer information, currency and a unique reference.
02
Customer chooses a method
Present the payment options that make sense for the customer and transaction.
03
Verify before fulfilment
Use server-side verification and signed webhook events before marking an order as paid.
Security by design
Trust is part of the product.
Use this front-end as the polished customer layer while your production backend handles secrets, provider calls, verification and audit logs.
✓
Never expose secret keysKeep private credentials on your server.
✓
Verify transactions server-sideDo not trust a browser redirect as proof of payment.
✓
Idempotent transaction referencesPrevent duplicate fulfilment when requests retry.
ODERA
PAY
PAY
● Protected flow
For developers
Connect your app without rebuilding your checkout.
The included demo shows the customer experience. The production layer can be connected to your preferred payment processor using a secure server-side adapter.
Open payment demo →payment-request.js
const payment = await odera.payments.create({
amount: 8500000,
currency: "NGN",
reference: "ORD-2026-00182",
customer: {
email: "customer@example.com"
}
});
// Verify on your server before fulfilment.
return payment.authorization_url;